2469 Upper Whitewater Road

Sapphire, NC
$ 1,095,000 Beds 3 Baths 3.5 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your mountain retreat in the desirable Whisper Lake community, nestled in the heart of Western North Carolina’s beautiful mountains. Set on a private, wooded lot, this inviting 3-bedroom, 3.5-bath home blends mountain charm with comfortable, year-round living. Inside, soaring ceilings, an open and airy floor plan, and a warm gas fireplace create a welcoming gathering space. The two-car garage includes an additional 10-foot area—perfect for golf cart storage, outdoor gear, or extra workspace. Step outside and enjoy the peaceful mountain setting from the screened porch, complete with an electric heater for cooler evenings, or gather around the outdoor firepit while enjoying the soothing sound of the waterfall just outside of the backyard fence. The house has been well maintained, including a brand-new roof, offering the home's move-in-ready appeal. Located within Whisper Lake, you'll enjoy easy access to community trails and the lake, along with the many recreational amenities of the Sapphire area and just 15 minutes from Cashiers. Whether you're looking for a full-time mountain home or a relaxing getaway, this property offers the privacy, comfort, and lifestyle you've been searching for. Schedule your private tour and experience it for yourself.

Single Family

  • Price
  • $ 1,095,000
  • City
  • Sapphire
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Transylvania
  • Half Bathrooms
  • 1
  • Area
  • Sapphire Valley
  • Lot Size
  • 0.64 Acres
  • Zip
  • 28774
  • Year Built
  • 2005
  • Taxes
  • $ 4296
  • Style
  • MLS#
  • 1002963
Listed By: RE/MAX Summit Properties
Data Source: Highlands Cashiers MLS (HCMLS-NC)

Features

General

View Trees/Woods
Heating Central,Electric,Gas
Cooling Central Air,Ceiling Fan(s)
Year Built 2005
Appliances Built-In Electric Oven,Dryer,Dishwasher,Disposal,Microwave,Propane Cooktop,Refrigerator,Stainless Steel Appliance(s),Water Heater,Washer
Exterior Features Fire Pit,Private Yard,Barbecue,Propane Tank - Leased
Interior Features Breakfast Bar,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Double Vanity,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Instant Hot Water
Utilities Electricity Connected,Fiber Optic Available,High Speed Internet Available,Propane
Roof Shingle

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Highlands, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

4/2/2026 Listed $1,250,000
5/29/2026 4% - $1,199,000
7/8/2026 4% - $1,150,000
8/16/2026 5% - $1,095,000

Property vs Zip Code Average in 28774

Price
AVG $1.5M
$1.1M
Taxes
AVG $3,721
$4,296
Year Built
AVG 1999
2005

2469 Upper Whitewater Road Sapphire, NC is a Single Family Home for sale at $1095000 and a lot size of 0.64 Acres Acre(s). 2469 Upper Whitewater Road Sapphire has 3 bedrooms, 3 baths and was built in 2005. The property's zip code is 28774 which is in Sapphire, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.