428 Chestnut Ridge Road

Highlands, NC
$ 799,000 Beds 2 Baths 2 Virtual Tour
Monthly Estimate* How much can I afford?

Tucked within the gated community of Rustic Falls in Highlands, North Carolina, this custom-built two-bedroom, two-bathroom mountain retreat offers privacy, low-maintenance living, and timeless design. Set on a beautifully wooded 1-acre lot, the home captures rock face views of Blackrock Mountain, creating a stunning natural backdrop just minutes from town. Built in 2017 with both comfort and efficiency in mind, the home is ideal as a full-time residence, vacation getaway, or investment property. The main level features an open-concept kitchen and living area anchored by a fireplace, with vaulted cathedral ceilings finished in tongue-and-groove pine, wide plank flooring, and thoughtfully curated details throughout. The kitchen is both stylish and functional, complete with granite countertops, open shelving, and seamless flow for entertaining. The primary suite is conveniently located on the main level. It offers a peaceful retreat with a screened porch and direct access to the rear deck — perfect for enjoying cool mountain evenings. The ensuite bathroom features a frameless glass shower and elevated finishes. Downstairs, a private guest suite with exterior access provides comfortable accommodations and added privacy for visitors. Additional features include solid-wood pine interior doors, a granite and stone patio for outdoor living, and a whole-house ion-exchange water-softener system. Offered fully furnished, this turnkey home is ready to enjoy from day one. Located in the historic Whiteside Cove area, just 10 minutes from downtown Highlands, 15 minutes to Sliding Rock, and 25 minutes to Cashiers, this property offers the perfect blend of seclusion and convenience in the heart of the Highlands-Cashiers Plateau.

Single Family

  • Price
  • $ 799,000
  • City
  • Highlands
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • Macon
  • Half Bathrooms
  • 0
  • Area
  • Whiteside Cove
  • Lot Size
  • 1 Acres
  • Zip
  • 28741
  • Year Built
  • 2017
  • Taxes
  • $ 1633
  • Style
  • MLS#
  • 1003159
Listed By: Silver Creek Real Estate Group, Inc.
Data Source: Highlands Cashiers MLS (HCMLS-NC)

Features

General

View Rocks,Trees/Woods
Heating Central,Electric
Cooling Central Air
Year Built 2017
Appliances Dryer,Dishwasher,Electric Cooktop,Electric Oven,Freezer,Disposal,Microwave,Refrigerator,Range Hood,Water Softener,Washer
Exterior Features Fire Pit,Storage
Interior Features Breakfast Bar,Cathedral Ceiling(s),Double Vanity,Granite Counters,Natural Woodwork,Walk-In Closet(s)
Utilities Electricity Connected,Satellite Internet Available
Roof Metal,Mixed,Shingle

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Highlands, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

5/6/2026 Listed $799,000

Property vs Zip Code Average in 28741

Price
AVG $2.6M
$800K
Taxes
AVG $21,329
$1,633
Year Built
AVG 1992
2017

428 Chestnut Ridge Road Highlands, NC is a Single Family Home for sale at $799000 and a lot size of 1 Acres Acre(s). 428 Chestnut Ridge Road Highlands has 2 bedrooms, 2 baths and was built in 2017. The property's zip code is 28741 which is in Highlands, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.